CREDIT FUNDS ARE BECOMING INCREASINGLY IMPORTANT IN GERMANY AND CORE EUROPE – F.A.Z. FEATURES DEUTSCHE CREDIT
Today’s Frankfurter Allgemeine Zeitung takes an in-depth look at the credit fund market and, in doing so, usefully addresses several misconceptions that have shaped the debate in recent months.
In his article, entitled “We Are the Solid European Alternative”, Daniel Mohr examines how the financing landscape for mid-market companies is changing and why private debt is playing an increasingly important complementary role. Following a conversation with our CEO, Dr Nicolaus Loos, the article also provides insight into Deutsche Credit’s positioning and approach.
We welcome the fact that F.A.Z. is giving this developing market the attention it deserves. One of the article’s central points is that bank lending and credit funds should not be viewed as competing models. What matters is which form of financing best suits the individual company and its specific funding requirements.
Key Takeaways from the article:
- Banks have become more selective in lending to mid-market companies. The withdrawal of a number of institutions traditionally active in mid-market lending, combined with the regulatory requirements associated with Basel III, has made financing processes more complex and, in many cases, more time-consuming.
- Private debt can help bridge financing gaps. Credit funds can offer faster execution and greater flexibility in terms of structure and pricing, particularly for financing requirements that are not well suited to the bond market.
- Banks and credit funds can complement each other effectively. Blended financing structures and strategic partnerships can broaden the range of solutions available to companies while creating opportunities for banks and institutional investors alike.
- Germany and core Europe are moving back up the agenda for investors. Some investors are currently taking a more cautious view of the US market and see European mid-market lending as offering attractive return potential with a comparatively favourable risk profile.
- The German market remains at an early stage of development. This makes transparency, rigorous underwriting, broad risk diversification and clear regulatory standards particularly important.
The article also looks at Deutsche Credit’s origins and how we aim to connect institutional capital with the financing needs of established upper mid-market companies.
The full article is available in today’s edition of the Frankfurter Allgemeine Zeitung.
The full f.a.z. article on the growing importance of credit funds in germany and core europe, published on 21 july 2026, can be downloaded here:
Source: Frankfurter Allgemeine Zeitung, 21 July 2026
© Frankfurter Allgemeine Zeitung GmbH.
Reproduced with kind permission.




